We compare live rates from major banks, credit unions, and monoline lenders side by side, then find and negotiate your best rate ourselves as your licensed broker — whether it's a purchase, renewal, refinance, or switch — at no cost to you.
Rates compared across 40+ Canadian lending partners, including
No repeated credit checks, no cold calls from ten different banks — just one simple process built around your timeline.
A short form on income, the property, and your timeline — takes about three minutes.
Your profile is matched against live rates from 40+ banks, credit unions, and monoline lenders.
One of our licensed brokers walks you through the strongest offers — fixed, variable, insured, or conventional.
We handle the paperwork and negotiate directly with the lender through to closing.
Bank branches can only offer their own rate. As your mortgage broker, we work across the whole market on your behalf, so the incentive is aligned with getting you the lowest true cost — not selling you one institution's product.
Live rates from major banks, credit unions, and monoline lenders in one view.
We're compensated by the lender you choose — never by you, and never by a fee added to your rate.
Every broker on our team is licensed in their province and bound to act in your interest.
Switching lenders at renewal is often where the biggest savings hide — we check that first.
Illustrative average based on comparisons run through our desk in the last 90 days. Your rate depends on credit profile, property, and down payment.
Our bank offered one rate. BestRate found us something noticeably lower within a day, and handled every call with the lender.
Renewal time used to mean sitting on hold with our bank. This time we compared the market first and switched lenders in under a week.
Self-employed, so most banks made it complicated. Our broker found a lender that actually understood our income.
Talk to a licensed broker on our team and compare your options in as little as one business day.